THE MODERN PENNY

Disclaimer

Here are important things to remember when using this site The Modern Penny

BASICS

1. The Modern Penny is a personal blog. While this website aims to help its readers achieve financial freedom through the means of advices and encouragements on how to make extra money, save money, invest money, etc., all contents are not professional or financial advices. All contents are general information. The Modern Penny does not provide legal advice or financial advice at all. Contents are merely opinions and representation of  of the author.

2. The Modern Penny makes strong effort to only deliver and present accurate information; however, since all content are general information, some will not be applicable or relevant to all its readers and users. Furthermore, The Modern Penny cannot guarantee that all its content will always be correct, reliable, and relevant. Information, especially online, are constantly changing.

AFFILIATE LINKS

1. The Modern Penny is part of affiliate advertising programs. Hence, when a reader/user click/make a purchase through one of The Modern Penny’s affiliate links, The Modern Penny makes a commission. From time to time, The Modern Penny is compensated to give an honest review and opinion on products and services. These affiliate links will not incur additional cost to you.
2. The Modern Penny includes certain products and services because we believe in them. They mesh with our values and principles. We only recommend products and services that we think will absolutely help you. We care about our readers and we only ever want to deliver value. That being said, all content are still our opinions.
3. Some links might be an affiliate while some are not. The top and beginning of each posts in The Modern Penny will always have a disclaimer regarding the affiliate links in the post. However, when using the links on The Modern Penny, please just always assume that it is an affiliate link for general purposes and that The Modern Penny will receive a commission once you click/purchase through the link.

READER’S RESPONSIBILITY

1. Remember that this site does not offer professional advices and financial advices. We are not professional, financial, and lifestyle advisors. We only deliver our opinions and general information that we think might help our readers.
2. The Modern Penny is a personal blog and not a professional site for legal and professional advices. Always consult a professional advisor or an attorney for your individual circumstances. Don’t consult with The Modern Penny.
3. Do not assume all information on this site is professionally accurate, correct, and relevant to everyone. Readers and users should consider the content as for entertainment and informational purposes only — not legal nor professional.
4. We cannot be held liable for anything on external websites that are linked to and from this website The Modern Penny. Always consult professionals and do your own research before making a financial or legal decisions.